Finance Your Cleaning Business
Finance Your Cleaning Equipment
If you need new equipment but don't want to tie up your cash, leasing is worth a serious look. You get the kit you need now, spread the cost over 1 to 4 years, and keep your working capital free for everything else. Available on purchases over £500.
Why do people lease instead of buying outright?
Honestly, it comes down to cash flow. Buying a professional carpet cleaning machine or extraction unit outright can mean a big chunk of money leaving your account in one go. Leasing means you're paying a fixed monthly amount — and that machine is earning you money from day one.
There's no bank loan involved, no security required in most cases, and the payments are predictable so you can plan around them. For a lot of cleaning businesses, it just makes more sense than draining the account.
The tax side of things
This is where it gets interesting. Lease payments are fully tax deductible — you can claim 100% of what you pay back against your tax bill. In some cases, the tax relief actually exceeds the finance charge, which means leasing can end up costing you less overall than paying cash upfront. Worth talking to your accountant about, but it's a genuine benefit that a lot of people overlook.
Who we work with — The Oxford Funding Company
We've partnered with The Oxford Funding Company to offer finance to our customers. They specialise in business equipment finance and deal with cleaning businesses regularly, so they understand what you need. They can help with:
Equipment Finance
Finance arranged specifically for professional cleaning equipment — machines, extractors, pressure washers and more.
Lease Finance
Flexible lease agreements with terms to suit your business — whether you're just starting out or already established.
Hire Purchase
Pay in instalments and own the equipment outright at the end. Simple, no surprises.
Will I be accepted?
Most cleaning businesses can get approved. Generally speaking, you'll need one of the following:
Established business
Trading for a reasonable period with a decent credit history — straightforward application.
New business
Just starting out? If you're a homeowner with a good personal credit score, you can still apply.
Guarantor
If your own credit history is limited, a homeowner guarantor with good credit can support your application.
Want to know what it would cost you?
Use the Oxford Funding calculator to get an idea of monthly payments based on the equipment value and term length. Takes about 30 seconds.
Try the Finance Calculator